{"id":9048,"date":"2022-06-02T13:10:25","date_gmt":"2022-06-02T18:10:25","guid":{"rendered":"https:\/\/futswap.io\/?p=9048"},"modified":"2025-02-08T12:01:51","modified_gmt":"2025-02-08T17:01:51","slug":"transformacion-digital-fintech-en-las-finanzas","status":"publish","type":"post","link":"https:\/\/futswap.se\/zh\/transformacion-digital-fintech-en-las-finanzas\/","title":{"rendered":"Fintech y la revoluci\u00f3n digital en las finanzas"},"content":{"rendered":"<p>\u6240\u6709\u8fd9\u4e9b\u90fd\u5fc5\u987b\u662f\u6700\u91cd\u8981\u7684\uff0c\u56e0\u4e3a\u6240\u6709\u8fd9\u4e9b\u90fd\u5c06\u6210\u4e3a\u6211\u4eec\u7684\u76ee\u6807\u3002\u73b0\u5728\uff0c\u6211\u4eec\u5df2\u7ecf\u5728\u7f51\u7edc\u9875\u9762\u4e0a\u63d0\u4f9b\u4e86\u660e\u667a\u7684\u4fe1\u606f\u3002 Hoy nos enfrentamos a other desaf\u00edo: abrir datos bancarios a entidades de los\u4f20\u7edf\u94f6\u884c\uff0clas fintech\u3002<\/p>\r\n\r\n\r\n\r\n<p>\u91d1\u878d\u79d1\u6280\u670d\u52a1\u4e3b\u8981\u9762\u5411\u4e9a\u6d32\u548c\u4e1c\u65b9\u592a\u5e73\u6d0b\u5730\u533a\u3002\u91d1\u878d\u79d1\u6280\u7684\u5148\u8fdb\u7cfb\u7edf\u4e3b\u8981\u662f\u4e9a\u6d32\u5e02\u573a\u7684\u751f\u6d3b\u5b9e\u8df5\uff0c\u4ee5\u53ca\u6d88\u8d39\u8005\u7684\u667a\u80fd\u7535\u8bdd\uff0c\u4ee5\u83b7\u53d6\u865a\u62df\u91d1\u878d\u670d\u52a1\u5e02\u957f\u7684\u6bd4\u4f8bes.<\/p>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\">\u521b\u65b0\u7684\u5f00\u53e3<\/h2>\r\n\r\n\r\n\r\n<p>El sector financiero lleva cinco a\u00f1os hablando de la innovaci\u00f3n de las empresas de tecnolog\u00eda financiera al ofrecer a los consumidores alternativas a las soluciones tradicionales. Las estad\u00edsticas no mienten: la revoluci\u00f3n financiera lleg\u00f3 para quedarse. Las empresas tradicionales\u00a0 son m\u00e1s conscientes que nunca de las posibilidades y la importancia de estas nuevas tecnolog\u00edas.<\/p>\r\n\r\n\r\n\r\n<p>\u91d1\u878d\u79d1\u6280\u90e8\u95e8\u5728\u4e16\u754c\u8303\u56f4\u5185\u521b\u9020\u4e86\u5de8\u5927\u7684\u6210\u5c31\uff0c\u5e76\u4e0e 25% \u7684\u5e74\u5ea6\u9ad8\u7ea7\u5a92\u4f53\u4e00\u8d77\u8bde\u751f\u3002\u636e\u4e86\u89e3\uff0c\u91d1\u878d\u79d1\u6280\u9886\u57df\u7684\u6700\u65b0\u6570\u636e\u663e\u793a\uff0c2023 \u5e74\u8be5\u884c\u4e1a\u7684\u4ef7\u503c\u5c06\u8fbe\u5230 310,000 \u767e\u4e07\u7f8e\u5143\uff0c\u5e76\u6709\u671b\u5b9e\u73b0\u5b9e\u9645\u8d8b\u52bf\u3002<\/p>\r\n\r\n\r\n\r\n<p>\u91d1\u878d\u79d1\u6280\u6f14\u793a\u7684\u6301\u7eed\u5c55\u793a\u63a8\u52a8\u4e86\u91d1\u878d\u670d\u52a1\u6570\u5b57\u5316\u7684\u53d1\u5c55\u5e76\u5e26\u6765\u4e86\u5de8\u5927\u7684\u6f5c\u529b\u3002<\/p>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\">2023 \u5e74\u8054\u5408\u56fd\u5c06\u542f\u52a8\u521d\u521b\u4f01\u4e1a\u5e02\u957f\u7ade\u9009\u3002<\/h3>\r\n\r\n\r\n\r\n<p>\u8054\u5408\u56fd\u662f\u4e00\u4e2a\u4e3b\u8981\u7684\u91d1\u878d\u6280\u672f\u4f01\u4e1a\uff0c\u5728\u4e9a\u6d32\u4e5f\u6709\u5f88\u591a\u56fd\u9645\u4f01\u4e1a\u3002 Seg\u00fan las estad\u00edsticas, en Norteam\u00e9rica hay 8,775 \u521d\u521b\u516c\u53f8\u63d0\u4f9b\u91d1\u878d\u670d\u52a1\u3002\u6b27\u6d32\u3001\u4e2d\u4e1c\u548c\u975e\u6d32\uff08\u6b27\u6d32\u3001\u4e2d\u4e1c\u548c\u975e\u6d32\uff09\u4e3a 7.385\uff0c\u4e9a\u592a\u5730\u533a\u4e3a 4.765\u3002 \uff08\u4e9a\u592a\u5730\u533a\uff09\u3002<\/p>\r\n\r\n\r\n\r\n<p>\u6211\u4eec\u9884\u8ba1 2020 \u5e74\u91d1\u878d\u79d1\u6280\u4f01\u4e1a\u7684\u6570\u91cf\u4f1a\u6709\u6240\u4e0d\u540c\u3002\u5317\u7f8e\u6d32\u3001\u6b27\u6d32\u548c\u4e9a\u592a\u5730\u533a\u5206\u522b\u6709 5.600\u30013.500 \u548c 2.800 \u5bb6\u91d1\u878d\u79d1\u6280\u516c\u53f8\u5728 2018 \u5e74\u548c 2019 \u5e74\u83b7\u5f97\u57fa\u91d1\u8d44\u52a9\u3002<\/p>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\">\u4e16\u754c\u4e0a\u5b58\u5728 309 \u5bb6\u91d1\u878d\u79d1\u6280\u72ec\u89d2\u517d\u4f01\u4e1a\u3002<\/h3>\r\n\r\n\r\n\r\n<p>\u72ec\u89d2\u517d\u4f01\u4e1a\u662f\u4e00\u5bb6\u79c1\u4eba\u4f01\u4e1a\uff0c\u62e5\u6709 1000 \u767e\u4e07\u7f8e\u5143\u7684\u5e02\u573a\u4ef7\u503c\u3002\u5341\u89d2\u517d\u7684\u4ef7\u503c\u4e3a 10,000 \u767e\u4e07\u7f8e\u5143\uff0c\u800c\u8d6b\u514b\u6258\u7684\u4ef7\u503c\u4e3a 100,000 \u767e\u4e07\u7f8e\u5143\u3002\u4eca\u5e74\u4ee5\u6765\uff0c79 \u5bb6\u91d1\u878d\u79d1\u6280\u72ec\u89d2\u517d\u4f01\u4e1a\u90fd\u5728\u4e16\u754c\u5404\u5730\u3002\u970d\u4f0a\uff0c\u575a\u5b9a<a href=\"https:\/\/fintechlabs.com\/115-fintech-unicorns-of-the-21st-century-changes-to-the-list-october-2020\/#:~:text=At%20FintechLabs%20we%20maintain,constantly%20(current%20list%20here).\" target=\"_blank\" rel=\"noopener\"> \u91d1\u878d\u79d1\u6280\u5b9e\u9a8c\u5ba4<\/a> \u5b9e\u9645\u5217\u8868\u4e3a 309\u3002<\/p>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\">Stripe \u662f\u65e7\u91d1\u5c71\u7684\u4e00\u5bb6\u91d1\u878d\u6280\u672f\u4f01\u4e1a\uff0c\u662f\u8054\u5408\u5dde\u74e6\u5229\u5965\u8428\u7684\u516c\u53f8\u3002<\/h3>\r\n\r\n\r\n\r\n<p>2011 \u5e74\uff0cStripe comenz\u00f3 como un servicio de pagos para peque\u00f1as empresas\u3002 Entre los clientes de la empresa est\u00e1n Meta y Amazon\u3002 Como \u7ed3\u679c\u662f\uff0cStripe \u7684\u4ef7\u503c\u8fbe\u5230\u4e86 35,000 \u767e\u4e07\u7f8e\u5143\u3002<\/p>\r\n\r\n\r\n\r\n<p>Ripple \u7ecf\u8bc1\u660e\uff0c\u5176\u534f\u8bae\u4ef7\u683c\u4e3a 10,000 \u767e\u4e07\u7f8e\u5143\uff0c\u662f\u4e00\u5bb6\u5927\u578b\u4f01\u4e1a\uff0c\u4e0e\u5927\u578b\u4f01\u4e1a\u7684\u5e02\u573a\u4ef7\u503c\u76f8\u6bd4\uff0c\u6709 3,5 \u500d\u4ee5\u4e0a\u3002<\/p>","protected":false},"excerpt":{"rendered":"<p>\u6240\u6709\u8fd9\u4e9b\u90fd\u5fc5\u987b\u662f\u6700\u91cd\u8981\u7684\uff0c\u56e0\u4e3a\u6240\u6709\u8fd9\u4e9b\u90fd\u5c06\u6210\u4e3a\u6211\u4eec\u7684\u76ee\u6807\u3002\u73b0\u5728\uff0c\u6211\u4eec\u5df2\u7ecf\u5728\u7f51\u7edc\u9875\u9762\u4e0a\u63d0\u4f9b\u4e86\u660e\u667a\u7684\u4fe1\u606f\u3002 Hoy nos enfrentamos a other desaf\u00edo: abrir datos bancarios a entidades de los\u4f20\u7edf\u94f6\u884c\uff0clas fintech\u3002 Los servicios fintech se han esparcido por Asia y la [...]<\/p>","protected":false},"author":4,"featured_media":9124,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[19],"tags":[],"class_list":["post-9048","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-neobanking"],"_links":{"self":[{"href":"https:\/\/futswap.se\/zh\/wp-json\/wp\/v2\/posts\/9048","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/futswap.se\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/futswap.se\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/futswap.se\/zh\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/futswap.se\/zh\/wp-json\/wp\/v2\/comments?post=9048"}],"version-history":[{"count":4,"href":"https:\/\/futswap.se\/zh\/wp-json\/wp\/v2\/posts\/9048\/revisions"}],"predecessor-version":[{"id":12201,"href":"https:\/\/futswap.se\/zh\/wp-json\/wp\/v2\/posts\/9048\/revisions\/12201"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/futswap.se\/zh\/wp-json\/"}],"wp:attachment":[{"href":"https:\/\/futswap.se\/zh\/wp-json\/wp\/v2\/media?parent=9048"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/futswap.se\/zh\/wp-json\/wp\/v2\/categories?post=9048"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/futswap.se\/zh\/wp-json\/wp\/v2\/tags?post=9048"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}